This is a convenience translation. Only the German version is legally binding.

Disclaimer — Not Investment Advice

Last updated: March 2026

General Notice

All content available on Gemhog (gemhog.com) — including, but not limited to, podcast references, source descriptions, market commentary and related links — is provided for information and educational purposes only. Nothing on this website constitutes investment advice, a recommendation to buy or sell securities, a solicitation to invest or any form of personal financial advice.

Gemhog is currently a waitlist and product-update website for an upcoming mobile app for stock-related podcast research. We help you find public sources and context — we do not give advice.

No Personal Recommendation

Gemhog knows neither your personal financial situation nor your investment objectives, your investment horizon, your risk tolerance, your tax situation or your investment experience. The content shown on Gemhog is not tailored to individual users. What may be suitable for one investor can be entirely unsuitable for another.

Before you make any investment decision, you should seek qualified, licensed financial advice from someone who can assess your individual circumstances and advise you personally.

Risk Warnings

Investing involves significant risks. Please note:

Every investment carries risks, up to and including the partial or total loss of the capital invested
Past performance is no guarantee and not a reliable indicator of future results
Financial markets are volatile and can move quickly and unpredictably
Different asset classes (stocks, bonds, commodities, crypto, etc.) have different risk profiles
Public opinions and investment theses — even from experienced professionals — can turn out to be wrong
The value of investments can fluctuate, and you may get back less than you invested

These risks apply to every investment decision — regardless of what you read on Gemhog or elsewhere.

Accuracy and Completeness

Content on Gemhog may refer to podcast recordings, public market commentary and other third-party sources. We strive for accuracy; nevertheless:

Information may be incomplete, outdated or taken out of context
Podcast guests may present opinions as facts or make forecasts that do not come true
Financial conditions change quickly — content that was correct at the time of publication may no longer reflect the current market situation
Gemhog does not independently verify statements made by podcast guests or other sources

Always check information against primary sources and current data before you act on it.

No Advisory Relationship

Using Gemhog does not create any advisory, brokerage or asset management relationship between you and Gemhog. We are a software platform, not a financial services provider. Any similarity between content on Gemhog and advice from licensed financial professionals is coincidental.

Third-Party Content

All podcast references, opinions and assessments that appear on Gemhog come from podcast creators, guests and other third parties. These views are the opinions of the respective individuals and do not reflect the views of Gemhog. Gemhog may organize or link to this content but does not endorse any investment position, strategy or viewpoint of third parties.

Regulatory Notice

Gemhog is not:

A licensed investment adviser or a representative of one
A registered broker-dealer or introducing broker
A commodity trading advisor
Regulated by BaFin (Germany), the SEC (USA), the FCA (United Kingdom), ESMA (EU) or any other financial supervisory authority

We are an information service. If you need regulated financial advice, please contact licensed professionals in your country.

Governing Law

This disclaimer is governed by the laws of the Federal Republic of Germany. To the extent permitted by law, the foregoing limitations of liability apply to all claims, regardless of their legal basis — whether in contract, tort or otherwise.

If you have questions about this disclaimer: hello@gemhog.com